Data CardsMerchant Cash Advance Leads Database
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Business Data Financial Data

Merchant Cash Advance Leads Database

Reach U.S. businesses identified through UCC filings as having used merchant cash advances or other nontraditional business financing. Target by funding recency, secured party, geography, industry, company size, sales volume, and available contact channels.

Last Update: August 7, 2026

Small-business owner and commercial finance professional reviewing funding information in a retail setting.

What Is the Merchant Cash Advance Leads Database?

The Merchant Cash Advance Leads Database identifies U.S. businesses that have borrowed from merchant cash advance companies or other alternative business-funding sources. Derived from UCC filing data, it can help lenders, funders, brokers, ISOs, and financial-services marketers reach borrowing businesses by funding recency, secured party, geography, industry, company size, sales volume, and available contact channel.

Available Geography

United States

Marketing Channels

Email, Postal Address, Mobile Phone, Social/Digital Media

Update Frequency

Monthly

Minimum Order

5,000 records or $750

Delivery Formats

Email or SFTP electronic file delivery

About This Data

The Merchant Cash Advance Leads Database is a focused selection within the broader UCC filing universe. It identifies U.S. businesses that have received merchant cash advances, working-capital funding, or other forms of nontraditional business financing. These are company-level borrowing records, not personal-loan leads.

UCC filings can connect a debtor or borrowing business with the secured party or funding provider involved in the transaction. This data helps merchant cash advance companies, alternative lenders, brokers, ISOs, banks, equipment-finance firms, and related financial-services providers identify businesses that have previously used outside capital and may have recurring financing needs.

Campaigns can be refined by filing or funding recency, loan origination date when available, secured party, state, ZIP code, industry, SIC or NAICS code, annual sales, employee count, company size, years in business, contact name, job title, and other available firmographic criteria. Available contact information may include business postal addresses, email addresses, business phone numbers, and mobile phone numbers. Counts vary by audience, selection, and marketing channel.

Licensed data may also be imported by the customer into approved social and digital advertising platforms for audience targeting. The customer is responsible for preparing, matching, uploading, and managing the data within the selected platform; Mailinglists.com does not provide matching, uploading, or campaign-management services.

Complimentary counts and price quotes are provided before ordering. Current quantities, pricing, contact-channel availability, selected data elements, permitted uses, and final delivery specifications are confirmed for each campaign.

Who Can You Reach?

  • U.S. businesses identified through UCC filings as having used merchant cash advances or alternative business financing
  • Startups, small businesses, and entrepreneurial companies using outside capital to operate or grow
  • Businesses with recent or historical merchant cash advance and alternative-funding activity
  • Debtor companies connected to nontraditional lenders or secured parties
  • Business owners, executives, top contacts, and other available decision-makers
  • Borrowing businesses across industries, revenue ranges, employee sizes, and geographic markets

Available Record Counts

Segments Available Data Quantity Cost per Thousand
Total Universe   $190/M
MCA Leads with Mobile Phones   $225/M
1 -Month  with Mobile Phone    
3 - Month with Mobile Phone    
6 - Month with Mobile Phone    
12 - Month with Mobile Phone    

Counts are approximate and will change as the database is updated. Request a complimentary count for your exact criteria. Availability may vary by audience and marketing channel, and not every segment includes complete coverage across all channels. Counts are not deduped because individuals may appear in multiple audiences or channels. Current counts are provided based on your selected criteria.

/M = 1,000 records

Available Targeting Selections

Selects Price
Employee Size $10/M
Sales Volume $10/M
Business/Industry Type $10/M
Contact Name $10/M
State $5/M
County $5/M
SCF $5/M
ZIP $5/M

 

Common Uses

  • Merchant cash advance renewal and repeat-funding campaigns
  • Alternative business lending and working-capital prospecting
  • ISO, broker, and commercial-finance lead generation
  • Refinancing, consolidation, and competitive-lender outreach
  • Equipment financing and leasing campaigns
  • Business credit, banking, and financial-services marketing
  • Recent-funding and loan-origination-date prospecting
  • Postal, email, business-phone, and mobile-phone outreach
  • Customer-managed social and digital advertising audience targeting
  • Territory planning, market analysis, and alternative-finance intelligence

Licensing and Ordering

Purchased records include unlimited data usage for one year across the approved marketing channels and data elements included in the order. Available channels may include postal, email, business phone, and mobile phone, subject to current data availability.

Data may also be imported into approved social and digital advertising platforms when this use is included in the license. Customers are responsible for preparing, matching, uploading, and managing the data within their selected platforms. Mailinglists.com does not provide matching, uploading, or campaign-management services. Social and digital media usage may involve additional fees.

Complimentary data counts and price quotes are provided before ordering. Once the quote is accepted, the data is prepared for delivery. Payment by ACH or credit card is required upon delivery. Current counts, pricing, selections, permitted uses, marketing-channel availability, licensing terms, and delivery specifications are confirmed in writing before the order is finalized.

Frequently Asked Questions

What are merchant cash advance leads?

Merchant cash advance leads are businesses identified through UCC filing data as having used merchant cash advances or other nontraditional business financing. The database supports company-level business-funding outreach and does not represent personal-loan leads.

Can I target recent MCA borrowers or businesses funded by a specific provider?

Yes. Campaigns may be selected by filing or funding recency, loan origination date when available, and secured party or funding provider. Additional filters can include geography, industry, SIC or NAICS code, annual sales, employee count, company size, years in business, and other available criteria.

Which marketing channels are available for MCA lead campaigns?

Available records may include business postal addresses, email addresses, business phone numbers, and mobile phone numbers. Licensed data may also support customer-managed Social/Digital Media audience targeting. Channel availability and counts vary, and social or digital use must be included in the license and may cost extra.

Need a Custom Audience Count?

Tell us who you want to reach. Our data experts will prepare complimentary counts and pricing based on your targeting criteria.